Kentucky 529 Tax Deduction Calculator

2026 rules

Kentucky doesn't give a deduction or credit for 529 contributions. Here's what that means for your contributions.

Your numbers

Filing status

Contribution per child this year

Children (beneficiaries) you contribute for

Household AGI

Result

Kentucky tax saved$0

Total contributed$5,000
Kentucky gives no deduction or credit for 529 contributions

Growth and qualified withdrawals are still free of federal and Kentucky income tax.

Kentucky at a glance

Benefit: Kentucky doesn't give a deduction or credit for 529 contributions.
Good to know: Earnings and qualified withdrawals are still free of Kentucky tax.

Questions

Is there a Kentucky tax deduction for 529 contributions in 2026?

Kentucky doesn't give a deduction or credit for 529 contributions.

What can 529 money pay for without tax?

College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.