Retirement decision calculators
Side-by-side comparisons for the big one-time choices.
- Pay off mortgage or investRate vs return
- Lottery annuity vs lump sumBreak-even return
- Pension lump sum vs annuityBreak-even return
Pay Off Mortgage or Invest Calculator: Compare extra mortgage payments with investing the same money.
Annuity vs Lump Sum Calculator: Compare a jackpot's cash option with its 30 annual payments.
Pension Lump Sum vs Annuity Calculator: Compare your pension's monthly payments with the lump-sum offer.
Other calculators
- Withdrawals and RMDs
- Roth and IRA
- Self-employed and small business
- Social Security, Medicare and HSA
- TSP, FERS and military
- Brackets and investment tax
- State income tax
- State capital gains tax
- State estimated tax
- State 529 tax deductions
- State estate and inheritance tax
- I bonds, T-bills and ladders
- FIRE and early retirement