FIRE calculators
Your financial-independence number and how long it takes to reach it.
- FIRE: years to financial independence25× spending
- Coast FIREStop saving now
- Barista FIREPart-time + portfolio
- Lean FIREUnder ~$40k/yr
- Fat FIRE$100k+ spending
- Early retirement planBridge to 59½
- Savings rate% of income
FIRE Calculator: Find your financial-independence number and how many years of saving it takes to get there.
Coast FIRE Calculator: Find how much you need invested now so growth alone gets you to retirement.
Barista FIRE Calculator: Find the portfolio you need when part-time work covers some of your spending.
Lean FIRE Calculator: Calculate your lean FIRE number and how quickly a lean budget gets you there.
Fat FIRE Calculator: Calculate the portfolio for a generous early retirement, with taxes included.
Early Retirement Calculator: Check whether you can retire early, and how you'll pay for the years before 59½.
Savings Rate Calculator: Calculate your true savings rate, including pre-tax contributions and the match.
Other calculators
- Withdrawals and RMDs
- Roth and IRA
- Self-employed and small business
- Social Security, Medicare and HSA
- TSP, FERS and military
- Brackets and investment tax
- State income tax
- State capital gains tax
- State estimated tax
- State 529 tax deductions
- State estate and inheritance tax
- I bonds, T-bills and ladders
- Lump sums and payoffs