Arkansas 529 Tax Deduction Calculator

2026 rules

Enter your contribution to see how much Arkansas lets you deduct and what it saves you this year.

Your numbers

Filing status

Contribution per child this year

Children (beneficiaries) you contribute for

Household AGI

Result

Arkansas tax saved$185

Total contributed$5,000
Deductible this year$5,000
Arkansas tax saved this year$185
Saved per $1,000 deducted$37.00

Contributions to another state's 529 plan are deductible up to $3,000 ($6,000 for a couple).

Arkansas at a glance

Benefit: Arkansas lets you deduct up to $5,000 ($10,000 joint) of contributions to Arkansas Brighter Future 529 each year.
Carryforward: Amounts over the limit carry forward for four years.
Plans that count: Arkansas Brighter Future 529.
Good to know: Contributions to another state's 529 plan are deductible up to $3,000 ($6,000 for a couple).

Questions

Is there a Arkansas tax deduction for 529 contributions in 2026?

Arkansas lets you deduct up to $5,000 ($10,000 joint) of contributions to Arkansas Brighter Future 529 each year.

What can 529 money pay for without tax?

College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.

What happens to the Arkansas deduction if I withdraw for something else?

A nonqualified withdrawal is taxed on its earnings, plus a 10% federal penalty, and Arkansas can add back the deductions you took on the money you withdraw.