Delaware 529 Tax Deduction Calculator

2026 rules

Enter your contribution to see how much Delaware lets you deduct and what it saves you this year.

Your numbers

Filing status

Contribution per child this year

Children (beneficiaries) you contribute for

Household AGI

Result

Delaware tax saved$132

Total contributed$5,000
Deductible this year$2,000
Over the cap (no deduction)$3,000
Delaware tax saved this year$132
Saved per $1,000 deducted$66.00

Only when federal AGI is $100,000 or less ($200,000 joint). Contributions for K-12 tuition don't qualify.

Delaware at a glance

Benefit: Delaware lets you deduct up to $1,000 ($2,000 joint) of contributions to DE529 Education Savings Plan each year.
Plans that count: DE529 Education Savings Plan.
Good to know: Only when federal AGI is $100,000 or less ($200,000 joint). Contributions for K-12 tuition don't qualify.

Questions

Is there a Delaware tax deduction for 529 contributions in 2026?

Delaware lets you deduct up to $1,000 ($2,000 joint) of contributions to DE529 Education Savings Plan each year.

What can 529 money pay for without tax?

College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.

What happens to the Delaware deduction if I withdraw for something else?

A nonqualified withdrawal is taxed on its earnings, plus a 10% federal penalty, and Delaware can add back the deductions you took on the money you withdraw.