Utah 529 Tax Deduction Calculator
2026 rulesEnter your contribution to see how much Utah lets you deduct and what it saves you this year.
Your numbers
Result
Utah tax saved
- Total contributed$1,500
- Credit rate4.45%
- Utah credit$67
The credit is 4.45% of up to $2,560 per beneficiary ($5,120 joint), for beneficiaries named before age 19.
Utah at a glance
- Benefit
- Utah gives a 4.45% credit on up to $2,560 per beneficiary ($5,120 joint) of contributions to my529.
- Plans that count
- my529.
- Good to know
- The credit is 4.45% of up to $2,560 per beneficiary ($5,120 joint), for beneficiaries named before age 19.
Questions
Is there a Utah tax deduction for 529 contributions in 2026?
Utah gives a 4.45% credit on up to $2,560 per beneficiary ($5,120 joint) of contributions to my529.
What can 529 money pay for without tax?
College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.
What happens to the Utah deduction if I withdraw for something else?
A nonqualified withdrawal is taxed on its earnings, plus a 10% federal penalty, and Utah can add back the deductions you took on the money you withdraw.