West Virginia 529 Tax Deduction Calculator
2026 rulesEnter your contribution to see how much West Virginia lets you deduct and what it saves you this year.
Your numbers
Result
West Virginia tax saved
- Total contributed$5,000
- Deductible this year$5,000
- West Virginia tax saved this year$229
- Saved per $1,000 deducted$45.80
West Virginia deducts all of your contributions, with no yearly cap.
West Virginia at a glance
- Benefit
- West Virginia lets you deduct all of your contributions to SMART529, with no yearly cap.
- Carryforward
- Unused deductions carry forward up to five years.
- Plans that count
- SMART529.
- Good to know
- West Virginia deducts all of your contributions, with no yearly cap.
Questions
Is there a West Virginia tax deduction for 529 contributions in 2026?
West Virginia lets you deduct all of your contributions to SMART529, with no yearly cap.
What can 529 money pay for without tax?
College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.
What happens to the West Virginia deduction if I withdraw for something else?
A nonqualified withdrawal is taxed on its earnings, plus a 10% federal penalty, and West Virginia can add back the deductions you took on the money you withdraw.